If you want to stay in your home in Las Vegas but can’t afford to, a loan modification could be the answer for you……….
We can recommend an excellent loan modification company here in Las Vegas who have been working for many years getting first rate results for their clients – allowing most to be between $500 and $1,000 better off every month on their mortgage payments. This loan modification company has a number of payment plans including a NO MONEY DOWN or a 100% MONEY BACK GUARANTEE.
They can get your mortgage payments down to the legal ratio of 31% of your monthly earnings and have even gone as low as 26% on occasions!
They work with 2 attorneys who do the actual negotiation, one of whom is an ex judge.
If you want to stay in your home but need your monthly payments substantially lowered give me a call on 702 416 4812 and I will get you started on the next step.
What is Included in a Loan Workout:
The Loan Workout Service can be broken down into two major phases: Phase 1, the Accounting Services Phase and Phase 2, the Negotiation Phase.
Phase 1:
Accounting Services Company will collect Customer’s personal financial data, authorizations and releases to allow our affiliated accountants to prepare personal financial statements and supporting documents, which may include the following:
Cash Flow Statements, Statement of Net Worth, Tax Transcripts, Tax Return Review and Amendment, Debt-to-Income schedules, Housing-to-Income schedules and any other accounting statements to give Customer an accurate opinion as to the likelihood of success in the next phase.
If Company does not believe Customer has a high likelihood of success in achieving Customer’s objectives in Phase 2, Company may return and monies received and terminate this Agreement. If Company believes there is a high likelihood of success in meeting Customer’s objectives, then Phase 2 will immediately commence. The process usually takes three months but can take more.
Phase 2:
Negotiation Company may utilize the services of multiple providers to carry out Customer’s objectives, including, but not limited to, attorneys, accountants, financial consultants, professional negotiators, and banking professionals. Customer agrees to work with said providers to achieve the most favorable result possible on Customer’s behalf. This phase typically includes the drafting of correspondence to the lender explaining any hardships Customer may be facing as well as providing the lender with financial analysis and schedules supporting Customer’s position. This phase may also include mediation or arbitration as Company attempts to negotiate. Should legal services be required, Company shall retain appropriate legal counsel for Customer under the terms of this Agreement.
Option 1: No Money Down, customer will pay no money to Company unless Company is Successful in Phase 2. If Company is successful in Phase 2, Customer agree to pay the corresponding “Success” Fee listed below.
Option 2: $995 and Lower Success Fee: Customer agrees to pay a 14px up-front fee to help cover the costs of the professionals involved. If Company is successful in Phase 2, Customer agrees to pay the corresponding additional “Success Fee” listed below.
Option 3: Flat Fee for both Phases: Customer does not want to pay a “Success Fee” and chooses to pay a flat fee. Company guarantees that it will be successful in Phase 2 or it will return the flat fee to Customer
Prices
Gross Loan Amount. Option 2 Success Fee . Option 1 Success Fee
$0 to $200K …………$1,500 ……….$2500 for first $100K
$200K to $400K……….$2,500 ……$1000 per every additional
$400K to $600K ………$3,500 —-$100,000, or fraction thereof
$600K to $1m ………..$4,500
$1M + $10,000
Free World Solutions Inc
Las Vegas 89121
Tel 702 416 4812
